Anh Nguyen

Portfolio Theory

“is a theory of investment which attempts to maximize portfolio expected return for a given amount of portfolio risk, or equivalently minimize risk for a given level of expected return, by carefully choosing the proportions of various assets” (wikipedia)

Calculating holding -period returns

Before investing in shares, investors usually have a careful look at financial statements. In order to know  how much return will be for a single share invested, we have  formulas as follows:

If the investor hold shares for 1 year, Return will be:

R =  (D1 + P1 – P0) / P0

where :

R is percentage of return

D1 is dividend received

P0 is share price at the time bought

P1 is share price after 1 year  period bought

Ex: A share was bought for £2, dividend after one year is 10p, share is sold for £2.20.

R=(0.10+2.20-2)/2= 0.15 or 15%.

Another day is passing. Life is not always easy when we have to make choices: Opportunity or challenge, lucky or risk, happiness or sadness…No one could guess what’s gonna happen until we have to take the chance.

If We have made the choice, why we regret some times? All I could answer here is we are uncertain about ourselves.

What we are going to do when time never come back?Yesterday was history that we could never change. So that, we should live for today, enjoy every moment we have and the past would be a good lesson for tomorrow.

You and me could make the others upset, let someone down,disappointed them sometimes. However, the truth is always naked . Background, culture, education,how a person being brought up often generate troubles, misunderstanding, hurt..

Forgiving is the best way that you and me can do. Leaving the sadness, pain, hurt…behind, thinking positive, doing what you haven’t done, enjoying what you haven’t had chance to do… Opening your heart and smiling to people. Tomorrow is a different day.

It is easy to say rather than to do since it’s human to make mistake. we are not god to easily forgive someone especially when that person ignored our feeling.

However we have to move on for our own sake. Forgiving does not mean you forget everything. It merely means accepting it as a part of human life.

I hate winter. It is too cold that i could wear some fancy dresses and clothes (^_^).
Today is also the day i finished my first exam-corporate financial management. Only 2.5 months to consume a huge amount of bored financing knowledge! However I love it. It is such a challenge subject. I prefer the calculation to theory questions. Before the exam i received loads of messages wishing me good luck and advice from friends. They are so nice, thank you guys.
Slept right after being back home before having a big dinner! Oh god! lovely day…
I miss Vietnam and my parents so so much…how are they now?

Ôi sao học hành nó lại mệt đến thế.Đêm nay phải làm cho xong stage 2 của project này mai còn nhờ Catherine duyệt cho. Còn 10 ngày nữa thi rùi. Lo quá.
Hôm rày ngồi trong nhà làm bài riết, không ra ngòai được. Học xong phải đi Edinburgh chơi thôi. Mà nhớ Việt Nam quá. Nhớ nhất là các món ăn(- _ -).

Ngày đầu tiên viết blog. Hy vọng là những tâm sự này sẽ giải tỏa được những nỗi buồn chất chứa trong lòng mà không có cơ hội chia sẻ.